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Free Checking Account |
Interest Checking Account** |
| Minimum Balance | No mimimum balance | $500 minimum balance |
| Monthly Service Fee |
No monthly service fee | $5 monthly service fee or waived with minimum balance |
| Interest | None | Interest compounded monthly |
| Overdraft Protection |
Automatic transfer or line of credit* |
Automatic transfer or line of credit* |
| Statement Options |
Free image statements Free online statements Free E-Statements |
Free image statements Free online statements Free E-Statements |
| Other Account Benefits |
Unlimited Check Writing
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Unlimited Check Writing
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| How to Apply | Visit the Bank Call (605) 934-2500 Apply Online |
Visit the Bank Call (605) 934-2500 Apply Online |
* Subject to credit approval. Overdraft options are subject to fees.
** Interest checking account cannot be held by Corporations, Partnerships, Limited Liability Partnerships, Associations, Business Trusts, Credit Unions, Mutual Insurance Companies, Crop Financing Organizations, Legal Services Plans or Farmers’ Cooperatives.
Overdraft Protection Options
| Convenience Line | Automatic Transfer | |
| What is it? | A line of credit that advances funds to cover items (checks or charges) that overdraw your account Download PDF Brochure |
An automatic transfer from your checking or savings account to cover items (checks or charges) that overdraw your account |
| Cost | $5 per transfer plus principal and interest | Free |
| Limits | Limited to remaining unused credit amount and subject to qualification | Must have a checking or savings account with State Bank of Alcester Limited to available funds in your checking or savings account |
Product descriptions herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.