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Scams to Steal Your Identity Tips
- Do not imprint or write your social security number, driver’s license number or credit card number on your checks. If a merchant asks you to do this, ask them
- Why they need it
- If there’s an alternative to doing so
- What the consequences would be if you don’t do this
- Don’t mail payments or any other documents containing personal information from your mailbox.
- Use e-statements to reduce the chance of a thief taking your bank statement. An e-statement is e-mailed directly to you and requires two passwords to read it.
- Shred any paper that has any type of personal information on it. This includes credit card offers, bank statements and bills.
- Don’t set common PINs or passwords. This includes birth dates, social security number, phone number, maiden name, etc.
- Don’t use the same PIN or password for everything.
- NEVER write your PIN on your debit card or anywhere in your wallet or your passwords next to your computer.
- Put “See ID” on the back of debit and/or credit cards.
- Get a photo debit card.
- Review bank statements and credit card statements as soon as you receive them. Check for any unauthorized charges and discrepancies.
- Get Internet Banking so you can review your accounts whenever you’d like and as often as you’d like.
- Annually get your free credit reports from the three major credit bureaus.
- Go to www.annualcreditreport.com.
- Call 1-877-322-8228.
- Spread them out. For example, get Equifax in January, Experian in May and TransUnion in September to monitor throughout the year.
- Opt out of unsolicited direct mail and telemarketing offers.
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