Business Banking Business Checking Savings CDs IRAs Card Services Business Loans Internet Banking Bill Pay Insurance Fees Personal Banking Personal Checking Savings CDs IRAs Card Services Personal Loans Real Estate Loans Internet Banking Bill Pay Insurance Fees Sorrento Pacific Financial, LLC (SPF) at the State Bank of Alcester SPF, which operates the investment program at the bank, is a FINRA registered broker-dealer that is separate and distinct from the bank. Services include: Mutual Funds Self-directed Brokerage** Tax-Deferred Annuities IRAs Tax-Free Investments Retirement Plans A prospectus containing more complete information, including charges and expenses, is available from your registered representative. Please read the prospectus carefully before you invest or send money. **Self-directed Online Brokerage Services are provided through Sorrento Pacific Financial, LLC. (Member FINRA/SIPC To receive more information concerning the financial services available, call Karen E. Gubbrud at 605-934-2500. Not FDIC Insured No Bank Guarantee May Lose Value Not A Deposit Not Insured By Any Federal Government Agency Your SPF registered representative will take you through six steps to help you create the best plan for your long-term goals. Six Steps to Building a Stronger Financial Future Determine your goals and priorities Your short-term goals Your long-term goals Review your current financial situation Your investments to meet short-term goals Your investments to meet long-term goals Identify your investment style Conservative Moderate Aggressive Select investments for your goals and investment style. Possible objectives are: Safety of principal Growth of capital Current income Tax-free income Evaluate your investment choices Features and benefits of mutual funds or fixed/variable annuities Investment objectives, historical performance, and costs of the mutual funds or annuity products you are considering Start today! Investment products offered through Sorrento Pacific Financial, LLC, a registered broker-dealer (Member FINRA/SIPC not affiliated with the financial institution, are not insured by the FDIC or any other government agency, and are not deposits or other obligations of, or guaranteed by, any financial institution. Shares of mutual funds are subject to investment risk, including the possible loss of the principal amount invested, and will fluctuate in value. You may receive more or less than you paid when you redeem your shares. Please see the prospectus for details, which includes charges, fees, and other expenses. Product descriptions contained herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.