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What Your IRA Test Score Means

Individual Retirement Account Chart

If Your Test Score Is...

Under 14 Points:

An IRA may not be right for you at this time. Speak to one of our representatives for more information.

14 Points or More:

If your age is 21 to 35:
Now is the ideal time to open an IRA. If you invest $2000 a year at 6% or more, you could have $300,000 or more at age 65. Check out our IRA options today.

If your age is 36 to 45:
You're in your peak earning years. Start an IRA today. Don't delay. Check out our IRA options and start investing today.

If your age is 46 to 64:
If you haven't opened an IRA by now, you should do so immediately. Check out our IRA options.

If your age is 65 or more:
If you're still working, you have until age 70-1/2 to continue investing in a Traditional IRA for a more secure future. You can also continue to invest in a Roth IRA at any age as long as you have earned income.


This chart is for your information only. Be sure to consult with a personal banker or our investment department before opening an Individual Retirement Account.

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